Distribution
As part of our personalised, holistic financial planning approach, we offer a broad distribution service – giving clients access to
Building Your Wealth, the Right Way for You
At Wealocity, every investment recommendation starts with one question: what’s right for you? We take the time to understand your risk appetite, investment horizon, and financial goals before recommending a single product — because a one-size-fits-all approach doesn’t work when it comes to your money.
Our Risk-Based Investment Buckets
We categorize every client into one of four investment buckets, each built with a specific equity-hybrid-debt mix designed for that risk profile:
| Sr. No. | Risk Bucket | Equity | Hybrid | Debt | Ideal For | Ideal Time Frame |
|---|---|---|---|---|---|---|
| 1 | High Growth | 70% | 10% | 20% |
High risk appetite, maximum long-term growth |
8 to 10 years |
| 2 | Aggressive | 60% | 20% | 20% |
Comfortable with volatility, seeking higher returns |
5 to 8 years |
| 3 | Balanced | 30% | 40% | 30% |
A healthy mix of growth and stability |
3 to 5 years |
| 4 | Conservative | 20% | 20% (cons. hybrid) | 60% |
Capital protection and steady income |
up to 3 years |
A Full Suite of Products, Tailored to Your Bucket
Once your risk profile is identified, our relationship managers help you build a portfolio using the right combination of:
Mutual Funds
Portfolio Management Services (PMS)
Alternative Investment Funds (AIFs)
REITs & International Funds (ETFs and Institutional Funds)
Insurance and Retirement Income Plans
Corporate Deposits & Bonds
Your Portfolio, Your Comfort Level
This structured approach means you always know why a product is being recommended to you — and how it fits your overall risk profile. It’s diversification with a purpose, built around you.
Talk to our relationship managers today to find out which investment bucket suits your goals.