FAQs

Preserving capital and achieving stable, long-term returns are essential components of the Wealocity investment philosophy. We therefore take all potential risks into account when making every investment decision. With this risk-conscious and loss-minimizing investment approach, we offer stability and limit volatility.

Wealth management usually refers to a suite of services that provides the opportunity to work with a financial professional. It usually includes working together on a broad plan to help grow and protect assets and it often includes the ability to take advantage of professional money management.
Clients may engage in a wealth management relationship for a number of different reasons. Some choose to do so because they need help planning for certain goals, or need guidance around estate planning, protecting wealth, retirement planning, or ways to manage their tax obligations. Others choose wealth management because they don’t have the time or the desire to manage their own portfolios or simply value the input of a financial professional, who can act as a sounding board.
While the minimum investment required varies from investment firm to investment firm, wealth management is designed for clients whose financial situations warrant the personal attention of a financial professional. It’s best to contact the specific wealth management firm you are interested in working with to inquire about their minimum investment requirements.
The fees associated with wealth management will vary from firm to firm and are based on all of the services that you have engaged with the firm to provide. For instance, if you choose to have the firm provide investment management services on your behalf, that fee will be based on the percentage amount of the funds you’ve chosen to have managed. Some follow a fixed fee structure and provide Wealth management services. Please get in touch our team to get more information.
Wealth management is a broad term that usually includes financial planning. Financial planning usually refers to guidance in which a financial professional helps you identify your goals and works with you to design a clear path forward. Wealth management is broader and may include this and other services.
Wealth planning is a broad term that generally focuses on both growth and protection of assets, supported by planning around certain goals. It usually involves working with a financial professional, who takes the time to get to know you and your financial situation. This person can work with you to explore various aspects of your full financial picture, from retirement goals to guidance around estate planning needs, as well as specific investment strategies designed to help you reach your goals.
If you’re searching for someone who can offer a holistic approach designed around your financial situation, working with a financial professional to develop a strategy to manage wealth may make sense for you.
There are a number of things one can do in an effort to protect wealth, such as retirement planning, estate planning (including developing a plan for the orderly transfer of wealth to your heirs), being more tax-efficient, or exploring the addition of fixed income investments to a portfolio.
Tax-efficient investing refers to the practice of taking the impact of taxes into consideration when making investment decisions. For instance, reviewing a portfolio for tax-loss harvesting opportunities or considering the tax status of an account before withdrawing money from it are examples of tax-efficient investing practices.

Depending on your personal situation, there are a number of ways to potentially reduce or defer the taxes you pay on your investments. These can include finding ways to reduce or defer income, capital gains, and estate taxes.

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